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15 LPA in hand salary per month

On a 15 LPA CTC, your monthly in-hand salary is about ₹1,13,356 under the new tax regime and ₹1,04,274 under the old regime, assuming 50% basic and employer PF included in the CTC.

15 LPA

In hand: ₹1,13,356 a month

Tax regimeFY 2026-27

₹200 a month professional tax

Salary structureBasic 50% · Employer PF in CTC · Variable 0%
50%

Most companies keep it between 40% and 50%.

Employer PF included in CTC
0%

Bonus or incentive that depends on performance.

Monthly in-hand salary

₹1,13,356

₹13,60,270 a year in hand · New regime

How your ₹15,00,000 CTC splits

  • In-hand90.7%
  • PF2.9%
  • Income tax6.3%
  • Other · professional tax0.2%
Salary breakdown, monthly and yearly
ComponentMonthlyYearly
Basic₹62,500₹7,50,000
HRA₹25,000₹3,00,000
Special allowance₹35,700₹4,28,400
Variable pay—₹0
Gross salary₹1,23,200₹14,78,400
Employee PF−₹1,800−₹21,600
Professional tax−₹200−₹2,400
Income tax−₹7,844−₹94,130
In-hand₹1,13,356₹13,60,270
Employer PF (in your CTC)₹1,800₹21,600

Estimates only. Your HR's salary structure may differ.

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New vs old regime on 15 LPA

Tax regimeMonthly in-handYearly in-hand
New regime₹1,13,356₹13,60,270
Old regime₹1,04,274₹12,51,288

The old regime here assumes you claim the full ₹1.5 lakh under 80C (your PF counts towards it) and pay no rent. Add your HRA, rent and investments in the calculator above for your exact figure.

Is 15 LPA a good salary?

15 LPA sits in the mid-level band, common at product companies and good startups for engineers and specialists with a few years behind them. At this level a big part of the package is often variable pay or stock, so the fixed salary matters most. Compare offers on in-hand, not the CTC headline.

Open the full CTC to in-hand calculator